All stated amounts are owed as of the date of this communication. Your authorization is not limited by the date on the check. When we use information from your check to make an electronic fund transfer, funds may be withdrawn from your deposit account as soon as the same day we receive your payment, and you will not receive your check back from your financial institution. When you provide a check as payment, you authorize us either to use information from your check to make a one-time electronic fund transfer from your deposit account or to process the payment as a check transaction. Do not send any payments directly to us without speaking with your attorney or Bankruptcy Trustee.Įlectronic check conversion. It is not an attempt to collect, assess, or recover a debt or claim. If you are entitled to bankruptcy protections for your account, this communication is only for informational purposes. Currently Capital One has no email address at which you can request this information.īankruptcy. You may request the above information by contacting us by phone at: 1-84, or by mail at: Capital One, P.O. (6) An itemized accounting of the amount claimed to be owed including the amount of the principal, the amount of any interest, fees, or charges, and whether the charges were imposed by the original creditor, a debt collector, or a subsequent owner of the debt. (5) The date of your last payment, if applicable and ![]() (4) The date that your debt was incurred (3) A copy of the signed contract, signed application, or other documents providing evidence of your liability and its terms (2) Your last account number with the original creditor (1) Documentation of the name of the original creditor as well as the name of the current creditor or owner of your debt Please note that, as permitted by New York City law, we may not service your account in your preferred language.įor District of Columbia residents: You have the right to request all of the following concerning your debt: If you have already provided your language preference to us and would like to change it, please contact us at 1-84 to do so. Please contact us at 1-84 to advise us about your language preference. This is an attempt to collect this debt and any information obtained will be used for that purpose.įor New York City residents whose accounts have charged off: For our records, New York City law requires us to request your language preference. To make such a request or to learn more about our accommodations, please call us at 1-80. ![]() Please be aware that we provide reasonable accommodations and alternative formats of this communication, which can be provided upon request.
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